Read Tim's story and explore how UWCU can help you too! Easy rate quotes - Explore options for your unique situation. Rebate will be deposited into member’s UW Credit Union … All rights reserved. Our local team of experts is here to make refinancing easy and hassle free. *APR is annual percentage rate. Longer terms have higher rates but lower monthly payments. Apply Now Learn More. Open a checking account to get your campus debit card and much more. Rest assured your application will be carefully tracked, and you will be contacted in the order your application is received. Other closing costs are waived, except for the appraisal cost if required. Beyond Cars & Trucks. Get the Details 0.25% Rate Discount. Learn More. Find answers to the most common frequently asked questions about refinancing a home loan. Learn more about home loan refinancing in our FAQs. Make your appointment online. Local team - Our expert loan officers will help make your refinance a success. It’s quick, easy, and you’ll get a great rate. Identity theft tends to rise during crises like the coronavirus pandemic, so now is the time to take extra precautions. When times are tough, every little bit helps. UW Credit Union strives to provide high-quality educational opportunities for our members and community by offering free seminars on a variety of topics. Refinance a minimum of $5,000 in student loans. Refinance your high-rate student loans into one low-rate loan with a single monthly payment. Members typically save an average of $1,138 over the lives of their loans when they refinance. Learn how to save money and reduce monthly payments. When you refinance your mortgage with us, you become a member of UW Credit Union. Simply follow the steps below to apply for a preapproval, a home loan, or a home loan refinance. Maximum cash back rebate is $250 per vehicle loan refinanced. Begin a New Application. Lower your interest rate, lower your monthly payment or pay off your home sooner by refinancing. Plus, free up cash for home improvements, debt consolidation and more. UW Credit Union offers comprehensive financial services from Madison to Milwaukee including checking and savings accounts, credit cards, mortgages, auto loans, student loans, investments and more. Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel. That depends on a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. 3. Fast application - Enjoy an easy, streamlined online application process. To refinance a larger mortgage, see our. Choose a fixed or variable rate and a term of 5, 7, 10 or 15 years. Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time. Box 44963, Madison, WI 53744-4963). Minimum loan amount is $7,500. Learn more about all of our 'firsts'. Choose a fixed-rate or an adjustable-rate mortgage refinance. Use this calculator to see if refinancing is right for you. Homeowner's insurance is required. Rapid Refinance has a $149 processing fee due at closing. Enable Javascript in your browser for a better experience. At UW Credit Union, we'll work hard to make your refinancing experience easy and stress-free. Learn More, Save big with closing costs of just $149. Are you refinancing a new or used vehicle? Before you get started with your refi, find helpful information here. Schedule Your In-Branch Appointment. Click here to open an account or apply for a loan. Returning applicant? For example, a 5/1 ARM has a fixed rate for five years. Upload documentation. Submitting your application is easy with our step-by-step application tool. You want to pay off your loan sooner with a shorter term. UWCU Rewards Current Offers Visa Benefits Upgrade Your Card Learning Center ... Reasons to refinance may include: You want a lower interest rate. Free Financial Tools for College. Enjoy a lower loan rate when you have a Value or Premium Rewards Checking Account. We can help you finance your boat, RV, snowmobile, and more. Adjustable-rate terms of 15 or 30 years, with ARM options of 1/1, 3/1, 5/1, 7/1 or 15/15. That means implementing cutting-edge technology, award-winning employment practices, and more. UW Credit Union serves the needs of more than 290,000 members, from lending and savings to checking and investments, through world-class technology systems, and a network of 28 branch locations. Fixed-rate terms of 10, 15, 20 or 30 years. Must be a primary residence and owner-occupied home. Rates are subject to change. $149 processing fee applies to new Rapid Refinance requests. UWCU Rewards Current Offers Visa Benefits Upgrade Your Card Learning Center ... Now is a great time to purchase a new or used vehicle or refinance your existing loan with us. Copyright © 2020 UW Credit Union. Complete your application . … Mortgage Refinance Break Even. Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel, �In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.In-house servicing - We service our refinances, which means you can access your loan information and make payments in Web Branch.​. Learn More. Free Credit Consultation. Apply for a boat loan, RV loan, or powersport loan. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. In fact, members typically save an average of $1,138 over the lives of their loans when they refinance with us. Your initial rate is usually lower with an adjustable-rate home loan but may adjust up or down in the future. Are you just interested in learning about all your options? You can refinance federal loans and/or private student loans. Appointments now available in person or by phone! All rights reserved. Get started now to enjoy no payments and no interest for 90 days. Learn More. Discover where you can find UW Credit Union branches in the state of Wisconsin and get access to a full list of available ATMs. Fixed-rate terms of 10, 15, 20 or 30 years. Use this calculator to sort through the confusion and determine if refinancing your mortgage is a sound financial decision. Apply NowEstimate Your LoanCompare Refinance Options. Taking cash out for home improvements, debt consolidation and more. Student Loan Refinance Seminar. See rates page for additional details. Learn More, Refinancing for loan balances over $510,400. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 UW Credit Union is a federally insured financial institution and a leading provider of a full range of consumer financial services. Refinance your auto loan with us and get up to $250 cash back – now through December 29. Choose a fixed-rate or an adjustable-rate mortgage refinance. Adjustable-rate mortgages (ARMs) are described with figures such as 1/1 and 3/1. Do you feel your interest rates are too high? Learn More. Our team of experts from Greater Madison to Greater Milwaukee are ready to assist you in finding the best option. Your rate stays the same with a fixed-rate home loan, which may make budgeting easier. For ovr 85 years, UW Credit Union has been dedicated to providing best-in-class service to our members. Apply online or log in to continue an application. Benefiting from competitive closing costs. After you submit your application, you will be contacted within a matter of days. Option to make interest-only payments for the first 2 years. The refinance process is quick, easy and completely online. Appraisal costs range from $400 to $600 depending on the loan amount. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. Discover three ways to protect your credit now. Protect your personal belongings in the event of an unexpected loss with affordable renters insurance from UW Credit Union. 1. Apply Now. Create your account. Existing UW Credit Union loans are not eligible for this refinance promotion. The second number is how often the rate may be adjusted after the initial term. Refinance Your Loans. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. You want to lower your monthly payment with a longer term. Your Financial Partner Through It All. Learn More, Apply Now Estimate Your Loan Compare Options View Rates. Copyright © 2020 UW Credit Union. Check loan rates for Autos, Motorcycle, RVs, Boats, and Powersports. Classic refinancing for loans up to $510,400. Your home is likely your biggest investment and most important asset. Offer subject to credit approval. 6:00 PM-7:30 PM Thursday, February 27, 2020 3500 University Avenue, Madison. Learn about refinancing to help you save money, simplify your budget and pay off your loans faster. Offer excludes VA, FHA, WHEDA, Rapid Refinance, jumbo, lot and construction loans. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 When you take out a student loan or refinance with UW Credit Union, you become a member. New and Used auto interest rates change over time, but you can access current rates anytime online through UW Credit Union. Rates and terms vary depending on the model year of your car, truck or motorcycle. Submit your mortgage loan refinance application online. Maximum mortgage balance you can refinance is $510,400. Enable Javascript in your browser for a better experience. Adjustable-rate terms of 15 or 30 years, with ARM options of 1/1, 3/1, 5/1, 7/1 or 15/15. Refinance with Confidence. Ready to apply for a new account or service at UW Credit Union? Benefits include: At UW Credit Union, we'll work hard to make your refinancing experience easy and stress-free. Maximum mortgage balance you can refinance is $510,400. Make the most of it with a range of support and options from UW Credit Union. 5. The first number is the number of years the initial fixed-rate term lasts. Refinancing basically involves replacing your current mortgage with a new one that’s a better fit. Discover how UW Credit Union helped a member through the homebuying process on their forever home. How long will it take to break even on a mortgage refinance? Purchase or Refinance Made Easy. Lowering your monthly payments when you change your rate and term. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. Apply for a loan from UW Credit Union: credit cards, auto loans, home equity loans, home equity line of credit, reserve line of credit, or personal loans. WI Are you just starting repayment of your student loans? In order to qualify for the 1% cash rebate, the vehicle loan must be funded on or after September 9, 2020, and vehicle loan application must be received by December 29, 2020. Already have student loans? Compare a family student loan. 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